Amazon Pay ICICI Bank Credit Card Review - My Total Cashback Stands INR 38K+ - Lets Explore...
Published on HivePostify by @gungunkrishu · Sat Aug 22 2026
Hey All,
At first breaking the streak of not posting for the last three days. I had been busy with office and then the household work. Today being a weekend, I thought how about sharing my expreince with Amazon Pay ICICI Bank Credit Card which is only my go to only credit card while shopping on Amazon India portal. Before I go on talk about the total cashback that I have earned so far it is imperative to share some of the benefits of this credit card for Amazom Prime Members. Here is one of the picture and it speaks for itself on the benefits provided which are and not limited to the ones listed there is much more to it...
Amazon Pay ICICI Bank Credit Card – Prime Member Benefits
Here is the list of some of the major benefits provided::
- 5% unlimited cashback on Amazon shopping, flights and hotels. - This is the main deal breaker for most of the users leveraging this card. - Zero joining fees or annual charges - Yes this is TRUE...its a lifetime free card. - No-cost EMI for 3 months on eligible purchases. - 2% cashback on eligible Amazon Pay transactions and partner merchants. - 1% fuel surcharge waiver on eligible fuel transactions - I am yet to explore this benefit... - Unlimited rewards with no expiry. - 5+ Million customers have this card.
My Total Cashback Stands INR 38K+ - Lets Explore...
Let us now look at my total cashback erned till date and its more than INR 38K+ and the above image demonstrates the same. One can clearly see the cashback that I have earned in the last 3 months which is as follows::
- August 2026 - INR 401/- - July 2026 - INR 552/- - June 2026 - INR 1646/-
ALL this is FREE money for just using the Amazon Pay ICICI Bank Credit Card on Amazon portal. IF I were to pay by some other method like UPI or any other credit card I would have not got this INR 38K+ benefit for all my purchases done till date. The other thing which I want to call out is that I always make sure that I pay my credit card bill in full on or before the due date to avoid paying any interest. Otherwise, the interest charges can quickly wipe out the cashback benefits that the card offers. For me, the cashback is only worthwhile when I am not paying any interest on the outstanding balance else it is of no use. Here is the cashback transaction summary taken from the Amazon portal...
It clearly indicates why the cashback is being given out. And a note here again all the cashback is given in the form of Amazon Pay balance, which can be redeemed for eligible purchases and payments on Amazon and through Amazon Pay. This makes the cashback quite convenient to use, as you don't have to wait for a separate cash credit or statement adjustment. In ALL I am happy to have this Credit Card as my first prefrence and apart from that I also have an SBI Credit card which I leverage on platfroms like FLipkart and Myantra which again gets the 5% cachback on every purchase done on these online shopping platfroms... Well this should be it for todays post on - "Amazon Pay ICICI Bank Credit Card Review - My Total Cashback Stands INR 38K+ - Lets Explore..." Leverage Credit Card Wisely... Happy Shopping... Cheers
#AmazonPay #AmazonPayICICI #CreditCard #Cashback #CreditCards #PersonalFinance
Image Source:: Self Created via Pro Canva & ChatGpt, Amazon, ICICI Bank
Best Regards Paras
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PS:- None of the above is a FINANCIAL Advice. Please DYOR; Do your own research. I've an interest in Blockchain, Stocks & Cryptos and have been investing in many emerging projects. Also I am using ChatGpt for structing of the table content in markdown language at times...
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Tags: #credit#card#icici#india#arcadecolony#amazonpay#finance#creditcard