Vylor: The AI Finance App You Talk To - Now on Hive (2026)
Published on HivePostify by @hdev · Thu Aug 27 2026
What is Vylor?
Vylor is a voice-first AI finance app that lets you track money, budgets, crypto, and investments just by talking to it. Instead of tapping through spreadsheets and forms, you tell Vylor what you spent and it does the rest — categorising the transaction, updating your net worth, and answering questions about your finances out loud.
Today I'm announcing Vylor to the Hive community — now live on both the App Store and Google Play — because Vylor isn't just another finance app that ignores crypto — and unlike most apps, Hive is built into it as a first-class citizen. You can share your financial milestones straight to your Hive blog, keep read-only crypto wallets alongside your everyday accounts, and even settle your PRO plan in HIVE or HBD.
This post walks through what Vylor actually does for you day to day, and then focuses on the Hive-specific integrations that make it different from every other budgeting app on the market.
Why a voice-first AI finance app?
Most people abandon budgeting apps within a month. The reason is friction: logging every coffee, every fuel stop, every subscription by hand is tedious, so people stop. Vylor removes that friction.
- Talk to log. Say "I spent 15 dollars on lunch" and it's recorded — merchant, category, and account inferred automatically. - Talk to ask. Ask "how much did I spend on groceries in July?" and Vylor answers in plain language, reading from your real numbers. - Talk to plan. Ask "can I afford a 200 dollar dinner this weekend?" and it checks your cash flow before you commit.
The AI assistant — we call it your Oracle — is grounded in your actual account data, not generic advice. It reads your real income, spending, and net worth to give answers that apply to you.
Core features
Vylor is a full personal finance platform, not a single-trick app:
- All your accounts in one net worth. Link bank-style manual accounts, Hive accounts, crypto wallets, exchanges, and brokerages, and Vylor rolls them into one live net-worth figure. - Read-only crypto wallets. Add Hive, Ethereum, Bitcoin, Solana, and BNB Chain addresses — plus ERC-20, SPL, and BEP-20 tokens — and watch balances update without ever handing over a private key. - Exchanges and brokerages. Connect Binance, Coinbase, and Kraken, or brokerages like Interactive Brokers, Alpaca, and Tradier, for a complete picture of your money. - Vylor Journey. Build better money habits with XP, streaks, and badges you earn for logging consistently, hitting savings goals, and staying on budget. - Smart reports. Net-worth-over-time, calendar-based cash flow, and category breakdowns — all readable by the AI assistant. - Vylor Sentinel. A background radar that watches for sneaky subscription price creep, forgotten free trials about to convert, and recurring charges you may have missed. - Full backup and restore. Export every account and transaction to a single file and restore it any time — you always own your data.
The Hive integrations
Here's what makes Vylor different for this community.
Share your milestones straight to Hive
As you use Vylor, you hit milestones — a new level in your Vylor Journey, a savings streak, a badge earned. With one tap, you can publish that milestone as a Hive post or a short-form Wave, turning your Hive feed into a genuine record of your financial-fitness journey.
Crucially, milestone sharing never exposes any amounts. It shares the badge, your level, and your streak — the achievement, not your bank balance. Net-worth-based badges are marked local-only and are never shareable. Your finances stay private; only the win goes public.
You sign the post with [HiveSigner](https://peakd.com/@hivesigner) (OAuth) or HiveAuth / Hive Keychain, so Vylor never touches your keys. Each milestone post carries a badge image that matches the specific achievement you earned, so followers see exactly what you accomplished.
Non-custodial by design
Non-custodial design is the principle that ties it together: Vylor never holds your private keys and never holds your crypto. Wallets are read-only, for example an Ethereum or Bitcoin address you paste in to watch. Exchange and brokerage API keys are encrypted on your device, never uploaded. Hive actions are signed by [Hive Keychain](https://peakd.com/@keychain), HiveSigner, or HiveAuth — the tools you already trust — because Vylor is designed to see balances without ever controlling funds.
Pay for PRO in HIVE or HBD
Finally, when you're ready to upgrade, Vylor PRO can be paid the Hive way. PRO unlocks the AI Oracle's deep insights, advanced reports, and unlimited accounts, and most apps only take credit cards or app-store billing. Vylor also lets you pay for PRO directly with HIVE or HBD.
You approve the payment with Hive Keychain or HiveSigner, the transaction settles on the [Hive blockchain](https://hive.io), and your PRO plan activates — no card, no middleman, and no currency conversion fees. For Hive users this is a nice touch: your blogging rewards can pay for the tool that manages the rest of your financial life.
Who is Vylor for?
- Hive users who earn in HIVE/HBD and want a finance app that treats you as a first-class citizen. - Crypto holders who are tired of budgeting apps that pretend Bitcoin and Ethereum don't exist. - Anyone who has bounced off traditional budgeting apps because manual entry is exhausting — and would rather just talk.
Frequently asked questions
Is Vylor free? Yes, the core app is free. Vylor PRO is an optional upgrade that unlocks the AI Oracle's deep insights and advanced reports — and you can pay for it in HIVE or HBD.
Does Vylor hold my crypto or private keys? No. Vylor is fully non-custodial. Crypto wallets are added as read-only addresses, exchange keys are encrypted on your device, and all Hive actions are signed by Hive Keychain, HiveSigner, or HiveAuth. Vylor never controls your funds.
What does milestone sharing post to Hive? Only your achievement — the badge, level, and streak. It never posts amounts, balances, or net worth. Net-worth badges are local-only and cannot be shared.
Which chains and exchanges does Vylor support? Read-only wallets for Ethereum, Bitcoin, Solana, and BNB Chain (including ERC-20, SPL, and BEP-20 tokens); exchanges Binance, Coinbase, and Kraken; and brokerages Interactive Brokers, Alpaca, and Tradier.
How do I pay for PRO with Hive? Choose HIVE or HBD at checkout, approve the transfer with Hive Keychain or HiveSigner, and your PRO plan activates once the transaction confirms on-chain.
Try Vylor
Vylor is live now on the [App Store](https://apps.apple.com/app/id6793469130) and [Google Play](https://play.google.com/store/apps/details?id=com.vylor.finance). Download it, link your accounts, and try talking to your money — then share your first milestone back here on Hive.
> 🎁 A HIVE-prize launch challenge is coming this week. Start using Vylor now so you're ready to enter — details drop in a follow-up post.
If you're a Hive user who has always wanted a serious finance app that actually speaks your language — voice, crypto, and Hive — Vylor was built for you. I'd love your feedback in the comments.
---
Vylor is a voice-first AI finance app: track spending, net worth, crypto, and investments by talking. Non-custodial. Share your milestones on Hive — and pay PRO in HIVE/HBD if you choose.
Cover and in-post illustrations generated with AI.
Tags: #hive-139531#hive#finance#ai#crypto#vylor